Loan Remodifications are hapening !!!!!!!

Banks are starting to do more loan remods as i have heard of multiple ones and just got done being successful on one myself. We can help lead you in the right direction free to you. call 406-250-7667

Shortsales galore

We continue to close shortsales and list more daily. We have listed 5 this week with 4 being investment property that all cashflow.The other one is a gorgeous property on Seville LN in coram that the people are underwater and cant afford the payments now which is a sad but typical scenerio. Banks seem to be starting to do more loan remodifications now which tells me they have so many foreclosures on their books that they are now doing whatever they can to not take them back.This is a good thing and is what they should have been doing all along . call me for info or if you or someone you knows is in trouble with your loan call me--we will give you your options--Digger--406-250-7667

Loan Remodifications

loan Remodifications have overall been a bust but some are happening. I know of multiple people who are on their 6th and 7th attempt at modifing their loan without success. Dont give up and let your home go into foreclosure if you cant get it done as it is much better to do a shortsale and save your credit. i have helped many this year in that aspect so let me help you.Digger 406 250-7667

Rural Development Money coming

All of you Rural Development purchasers who have been waiting for the money it is coming. We talked to the RD office today and they will know more next week but it looks like money will be available mid-october. This is a good thing as alot of buyers have been waiting for this. Call me for more info --Digger 406-250-7667

TWO AWESOME SUCCESS STORIES

We have done it again. We successfully closed the beautiful high end home on west bowmen in stillwater estates in Kalispell via our shortsale system. This was a very complicated and tough sale because it had a large second on it but we pulled it off with the seller being released of all liability after closing. There was approx. 300k owed on the first and 80k on the second and at closing the banks released the seller from owing anything and they cant come after him down the road.This is so sad in one aspect because the seller had his heart and soul in building this tremendous home but he fell prey to the economy and was underwater and would have lost the home to foreclosure if we wouldnt have gotten the shortsale done. But we did and now he can buy a home within 2-years instead of 7-10 years if he would have had a foreclosure on his report.
The second story is we stopped the foreclosure on a home two hours prior to it selling on the courthouse steps.This home was in the Kila area and is an incredible deal that is being shortsaled but the bank had not responded before the foreclosure date. We stopped the foreclosure so we could continue the sale. This is tough because alot of banks wont intertain stopping it until 48 hours prior to like this bank but you have to know who to call and what procedures to follow to get it done. our team has this down to a science and we have been successful multiple times just in the last few months.
ALSO IF YOU WANT TO STAY IN YOUR HOME WE CAN HELP GET YOU STARTED ON A HOME REMODIFICATION AS WE KNOW THE PROCESS AND WHO TO CALL AND HOW TO PROCEED AND WE WILL DO THIS AT NO COST TO YOU. CALL WITH QUESTRIONS NOW AS TIME IS OF THE ESSENCE BECAUSE THE MORE TIME YOU HAVE THE BETTER CHANCE YOU WILL QUALIFY.NOMATTER WHICH CHOICE YOU CHOOSE WE CAN POSSIBLY GET YOU RELOCATION MONEY FROM THE BANK.CALL 406-250-7667

We are at the northwest montana fair in kalispell spreading the word of Real estate here in Montana. Its hot and lots of people but fun as I enjoy doing this. Interest rates have dropped again today to 4.4 % on a 30 year fixed rate. Wow what an incredible rate and mix that with how low home prices are now and it definently the time to by. Our motto for the fair is Then is Now as we always say we wish we would have done this or that then --well then is now --ITS TIME TO BUY NOW. CALL US FOR THE LATEST DEALS AS ROY GRILLO HAS BEEN WORKING WITH ME NOW FOR AWHILE AND HE IS SUPER EFFICIENT AND A GREAT AGENT. CALL US AND WE WILL SHOW YOU WHY THE TIME IS NOW!!!!!!!!!

Do not give up you have options !!!!!!!

Go to our website at montanaparkplacerealty.com or call 406-250-7667 and we will give you the telephone number for you to do or try to do a loan remodification which are far and few between being successful and educate you on the shortsale process.Then it is your decision without any pressure.Do not give up as you have options to help save your credit and or stay in your home. You are not alone as there are over 100 new pre-foreclosures a month in the Flathead alone. Go to the above website or call 406-250-7667 for non-pressure info.

Banks are becoming more efficient

Our shortsale team closed 6 shortsales in the Kalispell in the month of June and have more that will close in July and August.The last 3 that we started the process on took only 4 weeks give or take a few days from the date we got the offer until it closed. This is a huge improvement from the 4-6 months it was taking this spring. Why you ask? First and foremost because the loan institutions are being forced by congress to speed things up and to become much more efficient. We as a team are also becoming more efficient with our system in handling these for our clients.We are currently in different stages on many shortsales. With your help in the begining and us doing all the work after that we are successful 95% of the time and can give you many names and numbers of people just like you in western MT. we have helped stop the foreclosure and helped save their credit. We have stopped multiple foreclosures the day of or day before they were scheduled to be sold on the courthouse steps.

I want to again reiterate the fact we are a local lic.Real Estate company Keller Williams Realty and I am a Broker. We do not buy your home or promise you anything except we will visit with you in person or over the phone and give you your options!!

Shortsale update

THE GOVERMENT HAS A PROGRAM CALLED [HAFA] WHICH STANDS FOR HOME AFFORDABLE FORECLOSURE ALTERNATIVES PROGRAM WHICH IS DESIGNED TO HELP ASSIST BORROWERS ND SERVICERS BY PROVIDING FINANCIAL ASSISTANCE TO THEM IN THEIR SHORTSALE . THEY HAVE DONE THIS FOR YEARS WITH THE CASH FOR KEYS IN A DEED IN LIEU BUT JUST STARTED OFFERING IT FOR SHORTSALES. THE IDEA IS THAT THE BORROWERS WILL LEAVE THE HOME IN GOOD CONDITION AND WONT DESTROY THE HOME OR TAKE STUFF OUT OF IT WHEN THEY VACATE BY MINIMIZING THE TIME A PROPERTY IS VACANT AND SUBJECT TO VANDALISM AND DETERIORATION.
I HAVE A SELLER WITH HIS LOAN FROM BANK OF AMERICA AND HE SAW IT FIRST ON THEIR WEB SITE AND TOLD ME AND I HAVE LOOKED INTO IT AS IT SAID HE WOULD GET $3,000 TO HELP HIM IN RELOCATING. THIS SEEMS A LITTLE BIZZARE AS MOST SHORTSALE PEOPLE ARE DOING WHAT THEY CAN TO MAKE IT WORK BECAUSE OF THE ADVANTAGES OF SHORTSALE COMPARED TO FORECLOSURE. THEY ARE ALSO OFFERING OTHER INCENTATIVES TO THE SECOND LIEN HOLDERS.

I WILL KEEP YOU INFORMED OF CHANGES AS THEY COME ABOUT AS THEY ARE CHANGING STUFF DAILY--CALL FOR INFO---DIGGER--406-250-7667

Sales looking up in california-good for Montana

In the San Diego union Tribune a recent article had medium home prices rose by over 15% from last year this spring.The medium price rose to $285,000 which means move up homes kicked in to broaden the market beyond low cost starter homes. The article said that economists read the latest figures as indicators that the housing plunge is mostly over.This was for the vast majority of southern california.
We lag behind awhile here in Montana so it will be some time before we feel it but those price homes and up are the people who come to Montana. This is good news and last month I was talking to my Brother-in law who is in the buisness and it has really picked up sales wise in western Washington this is all good news for us as things are starting to pick up in the areas we rely on for our buyers---call for info about any and all real estate--Digger--250-7667

banks are speeding up shortsales

In the course of working on many distressed and shortsale transactions we are finding the banks are becoming more efficient and responding much faster then in the past. With a combination of pressure from the goverment and with the banks having to create systems to handle the mass amount of these type of property the process is becoming much quicker. We are finding it to be around 45 to 60 day response either being accepted,rejected or counteroffer by the banks. Most are accepted if they are with in reason and the banks are taking huge hits on alot of these homes and land.
Call if you have questions or need to know how to sell via a shortsale as it is becoming the norm now. Digger

Short sale and foreclosures are rampant here in the valley and no one is involved
more than me as i was able to stop a foreclosure this Monday 1 [that is one hour] hour before the home got foreclosed on the courthouse steps. The banks do not want your home and are willing to do whatever it takes to not have your home but it takes
someone who knows the system to get it stopped. Go to my website at montanaparkplacerealty.com to learn more or contact me at 406-250-7667 to see if we can help you. I have many testimonials from people here in the area we have helped. We have gotten multiple foreclosures stopped this week and more that are close.Dont give up and dont wait as we can help you--DIGGER

tax credit gone but more money available

The tax credit has gone away now but we have a select bunch of sellers in different price ranges who are willing to still pay up to or even over the $8,000 towards the purchase of your home. Contact me for more info--digger--406-250-7667

Welcome buyers looking for info about getting the $8,000 tax credit

Here are key points to know

We still have time, but you need to have a buy/sell contract in place by April 30th and close by June 30th. But time is running out...

In most cases you will need no money to buy your home.

Your credit does not have to be perfect in order to qualify, and in fact can be far from perfect

We make the process easy and efficient by having a in house mortgage company to pre-qualify you, which only takes a few minutes and is free.

After you are pre-qualified and know your price range we will print off a list of homes for you to drive by, so you can pick the ones you want to see.

Once you have found your dream home, we help you negotiate the best deal for you.

Come to our office or call us if you have more questions. We will not pressure you, everything is confidential and we well educate you in the process.

Call 406-250-7667 or drop by our office at 2282 Hwy 93 South, next to Penco and across from Kalispell Marina in the Keller Williams Building.

The loan officer and I will be here from 9:00AM to 9:00PM all week to help you.

Digger